This is probably your first serious insurance company claim and you are up against a professional insurance adjuster with a team of lawyers. Insurance companies make billions of dollars by paying claimants less. The less they pay you, the more they make. The less your adjuster gets you to accept, the happier his boss is. […]

If you were injured in a crash and the at-fault driver has no insurance coverage or not enough insurance to compensate you, your uninsured motorist (UM) and underinsured motorist (UIM) coverage is there to protect you. Jon Ostroff answers a few common questions about UM/UIM vehicle insurance and what it means for injured crash victims. […]

Determining Fault in a Pennsylvania Left Turn Accident If you’ve played with the settings on your GPS, you may have noticed that there’s an option to minimize left turns. This might seem strange, but the fact is that a left turn is considered one of the most dangerous driving maneuvers.  When a driver makes a […]

You need it. More than any other type of motor vehicle insurance coverage.  It became optional due to a terrible law in July of 1990, so you have to know to TAKE it.  Soon you will see why. This type of coverage is commonly called Uninsured Motorist and Under insured Motorist coverage or “U” coverage, applying […]

This is a great question. First, full coverage has nothing at all to do with full tort.  Full coverage means a person has chosen to buy optional insurance coverage.  Common examples are comprehensive insurance (damage to your car when it is not moving), uninsured motorist benefits, underinsured motorist benefits, wage loss, rental car, towing, etc.   Full coverage […]

The short answer is, yes.  However (and there is always a however), there are potential complications if you are hit by an object. What happens if the back of the dump truck from which the stone came has a sign that says “We will not pay for damages from falling debris.” The answer is, that […]

There is a myth that Limited Tort means no compensation for pain and suffering. The truth us that there are several important exceptions to limited tort. You may still be able to obtain money for your pain and suffering. Soon after an accident, long before the seriousness of your injuries are known, your insurance adjuster will try […]

Our attorneys for accident victims want you to be careful what you say via social media after a Pennsylvania car accident. For many of us, social media has become a useful tool for communicating important (and not so important) news to our friends, colleagues and family. It is part of what we do every day and when […]

Not only have you been injured in a car crash, but the person who caused the car crash and your injuries has taken off.  The physical pain and the financial fear can be overwhelming, but you are not alone and you are not without options. An experienced Pennsylvania car accident lawyer can help you, even […]

Sometimes police investigations are not always accurate and often make mistakes. Potential clients have come to Jon stating that the police just didn’t get it right, that they were not at fault. Many times that person is right. But proving the police wrong is tough. Proving the Police Wrong is Possible A police officers first […]